Strategy insights

Strategy Insights

Crowdsourced ideas to make sense of...

STRATEGY INSIGHTS

The potential for intelligent automation — and why we’re (re)investing in Jaid

25 Nov 2022

The 10-point BaaS buyer checklist

The 10-point BaaS buyer checklist

06 Oct 2021

Banking-as-a-Service BaaS Landscape Q1 2021 aperture (featured)

Banking-as-a-Service (BaaS): Navigating the Maze

01 Mar 2021

The Market Map by aperture.co Wealth Management Software Vendors Benchmark

A new approach to enterprise software analysis (and why we launched The Market Map)

12 Feb 2021

Strategy in the Post fixed costs economy

Strategy in the Post-fixed Costs Economy

06 Oct 2020

What we’ve learned from doing the Structural Shifts Podcast

18 Sep 2020

Renovate in Winter

To turn Adversity into Advantage, Banks need to Renovate in Winter

30 Mar 2020

The net moat network effects

The new moat in financial services (and why P. Thiel, not W. Buffett,…

17 Dec 2019

Do Traditional Banks Still Hold Customer Relationship

Do Traditional Banks Really Still Own the Customer Relationship?

11 Dec 2019

Digital Era Banking Systems of Intelligence

Digital Era Banking Systems

18 Sep 2019

What is a Challenger Bank for?

What is a Challenger Bank for?

29 Jul 2019

Is Spotify the New MoviePass

Is Spotify the new MoviePass?

07 Jun 2019

The Internetworked Nation

The Internetworked Nation

29 May 2019

Introducing Aperture Herbert Simon

Introducing aperture

14 May 2019

The Rise of the Growth Platform

The Rise of the Growth Platform

09 May 2019

How Marketing Adapts to the Networked Age

12 Sep 2018

An Unpretentious Case of Blowing some Tailwind into Airbnb

An Unpretentious Case for Blowing Some Tailwind into Airbnb

01 Aug 2018

Vertical Bank Business Model

Firms need Business Model change, not Blockchain

01 Jun 2018

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.

Necessary

Necessary

Always Enabled

Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.

Cookie	Duration	Description
__cfduid	1 month	The cookie is used by cdn services like CloudFare to identify individual clients behind a shared IP address and apply security settings on a per-client basis. It does not correspond to any user ID in the web application and does not store any personally identifiable information.
cookielawinfo-checbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-advertisement	1 year	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Advertisement".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance & Analytics".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Functional

Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.

Cookie	Duration	Description
bcookie	2 years	This cookie is set by linkedIn. The purpose of the cookie is to enable LinkedIn functionalities on the page.
lang	session	This cookie is used to store the language preferences of a user to serve up content in that stored language the next time user visit the website.
lidc	1 day	This cookie is set by LinkedIn and used for routing.

Performance & Analytics

Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.

Cookie	Duration	Description
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the wbsite is doing. The data collected including the number visitors, the source where they have come from, and the pages viisted in an anonymous form.
_hjAbsoluteSessionInProgress	30 minutes	No description
_hjFirstSeen	30 minutes	This is set by Hotjar to identify a new user’s first session. It stores a true/false value, indicating whether this was the first time Hotjar saw this user. It is used by Recording filters to identify new user sessions.
_hjid	1 year	This cookie is set by Hotjar. This cookie is set when the customer first lands on a page with the Hotjar script. It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID.
_hjIncludedInPageviewSample	2 minutes	No description
_hjIncludedInSessionSample	2 minutes	No description
_hjTLDTest	session	No description
AnalyticsSyncHistory	1 month	No description
Google Analytics Tag_UA_*167_1	1 minute	No description

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.

Advertisement

Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.

Cookie	Duration	Description
bscookie	2 years	This cookie is a browser ID cookie set by Linked share Buttons and ad tags.
UserMatchHistory	1 month	Linkedin - Used to track visitors on multiple websites, in order to present relevant advertisement based on the visitor's preferences.

Others

Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.